Personal Checking | Prism Bank

Experience great benefits:

With free online banking and bill pay, you can access your money whenever you need to.

We know life moves fast. With free mobile banking†/deposits, paper statements, and eStatements, we provide responsive solutions tailored to you.

We understand the broad spectrum of our customers and industries—that’s why we have no foreign ATM transaction fees.

An account for those interested in higher interest.

Minimum $50 opening deposit required. The APY for Premier Interest Checking is 0.20% for balances below $2,500 and 0.25% for balances over $2,500. Other restrictions may apply.

A perfect account for customers 50 and better.

Minimum $50 opening deposit required. The APY for 50 Advantage Interest Checking is 0.25%. Other restrictions may apply. At least one owner must be at least 50 years of age.

Earn interest with the convenience of direct deposit or any automatic payment.

Minimum $50 opening deposit required. The APY for Direct Interest Checking is 0.15%. Other restrictions may apply. Requires at least one ACH-Incoming or Outgoing (i.e., direct deposit or automatic payment).

A FREE Account for anyone.

†Upon qualification
**Basic Single Wallet Checks.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Activity Qualifications & Rate Information: APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. Fees may reduce earnings. Rates valid as of 8/01/2025.