Personal Savings | Prism Bank

Experience great benefits:

Banking your way

With free online banking and bill pay, you can access your money whenever you need to.

Supporting businesses

We know life moves fast. With free mobile banking†/deposits, paper statements, and eStatements, we provide responsive solutions tailored to you.

See banking in a new light

We understand the broad spectrum of our customers and industries—that’s why we have no foreign ATM transaction fees.

Our Offerings

Prism Personal Savings

Save for life's little emergencies with our traditional savings account.

Minimum Opening Deposit: $50
Monthly Service Charge***: $5.00
0.75% APY
1.00% APY On Minor Accounts (Ages 18 And Below)
Monthly Service Charge Waived On Minor Accounts

Prism Money Market

The more you save, the more you earn.

Minimum Opening Deposit: $50
Monthly Service Charge**: $10
Tiered Interest Rates****

†Upon qualification
**Waived with minimum average daily balance of $2,500 each statement cycle
***Waived with minimum average daily balance of $100 each statement cycle
****$2,500-$24,999.99: 1.36%
$25,000-$99,999.99: 1.71%
$100,000-$249,999.99: 2.12%
$250,000-$499,999.99: 2.38%
$500,000+: 2.73%

Premium Money Market - Minimum opening balance of $500,000
$500,000-$999,999.99: 3.75%
$1,000,000+: 4.00%

APY = Annual Percentage Yield. Rates may change after account is opened, subject to management’s discretion. Fees may reduce earnings. A minimum balance of $2,500 is required to receive the APY on money market accounts. For Prism Money Market for balances below $500,000 the APY will be 1.01%. Yield valid as of 4/09/2025.

See banking in a new light.