Personal Services | Prism Bank

Our Offerings

Auto Loans

Prism offers a variety of options for new and used vehicle financing.

Competitive rates and terms on auto loans
Interest rate discount when your payment is made automatically from an Prism checking account
Free access to NADA vehicle blue book values

Recreational Vehicles and Boat Loans

Prism can finance all of your toys.

Our interest rates are competitive with dealer financing
Interest rate discount when your payment is made automatically from an Prism checking account

Home Loans

Prism has the financing that will fit your every need and budget.

Low interest rates and flexible terms
Local decision making with professional bankers who can meet with you face to face
Free mortgage loan prequalification

Residential Construction Loans

Ready to build your dream home?

Interest only monthly payments
Expertise with builders and contractors

Certificate of Deposit (CD)

Make your hard-earned money work harder.

CD Rates

1 month: 2.00% APY*
3 months: 5.00% APY*
6 months: 5.30% APY*
12 months: 5.25% APY*
13 months: 5.25% APY*
18 months: 4.25% APY*
24 months: 4.00% APY*
36 months: 3.00% APY*
48 months: 2.75% APY*
60 months: 2.50% APY*

IRA CD Rates

One (1) year: 3.50% APY*
Two (2) years: 4.00% APY*

*APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Yield valid as of 3/21/2024. Minimum deposit $1,000. Other restrictions may apply.

See banking in a new light.