Personal Services | Prism Bank

Our Offerings

Prism offers a variety of options for new and used vehicle financing.

Competitive rates and terms on auto loans
Interest rate discount when your payment is made automatically from an Prism checking account
Free access to NADA vehicle blue book values

Prism can finance all of your toys.

Our interest rates are competitive with dealer financing
Interest rate discount when your payment is made automatically from an Prism checking account

Prism has the financing that will fit your every need and budget.

Low interest rates and flexible terms
Local decision making with professional bankers who can meet with you face to face
Free mortgage loan prequalification

Ready to build your dream home?

Make your hard-earned money work harder.

CD Rates

1 month: 1.73% APY*

3 months: 2.31% APY*

6 months: 3.00% APY*

7 months: 3.90% APY* for balances $1,000 to $24,999.99

7 months: 4.05% APY* for balances $25,000 and greater

12 months: 2.95% APY*

15 months: 3.71% APY* for balances $1,000 to $24,999.99

15 months: 3.90% APY* for balances $25,000 and greater

24 months: 2.70% APY*

36 months: 2.54% APY*

48 months: 2.53% APY*

60 months: 2.46% APY*

IRA CD Rates

One (1) year: 2.95% APY*

Two (2) years: 2.70% APY*

*APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Yield valid as of 10/21/2025. Minimum deposit $1,000. Other restrictions may apply.